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Online Bill Paying

The only way to pay your bills!

"I used to spend hours paying my bills. Now I accomplish the same task in minutes. Thanks, FNBR®!  
Sally Ryan, Internet Banking & Bill Pay Customer

Twenty-four hours a day, 365 days a year you can make all your payments from the comfort of your home, office or wherever you have Internet access.

  • Free bill payments
  • No limit to the number of bills paid
  • No monthly fee
  • Easy to use
  • Save time
  • Pay anyone in the United States
  • Choose which account the money comes out of
  • Schedule payments into the future
  • Schedule recurring payments
  • Cancel payments that are for a future date, including recurring payments
  • Change payments that are for a future date, including recurring payments

There are two distinct ways that bills get paid:

Electronic: If the company is selected from the electronic bill payee list, the money is taken out of your account the day you pay the bill. The money is then electronically transferred to that company, stating the payee and your customer number, the date of the payment, and the amount of the payment. Time frame: usually under 48 hours.

Paper: If the company or person you are paying is not listed on the electronic bill pay list, a check is written that day and mailed to that company or person. The check also lists all the information you entered on the account setup. The money is not taken out of your account until the check clears your account, generally within 5 to 8 days.

Complete the FNBR Online Banking Enrollment Form, print it out, sign it and bring it to the FNBR® location nearest you.

Some of the most common types of electronic payments are processed through the Automated Clearing House (ACH) network, including Direct Deposit, Direct Payment, and Check Conversion. Understand these three types of electronic payments better through

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