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Home Mortgage Documentation

Listed below are typical documents used in qualifying for a Home Mortgage.
OR Ask if you qualify for our FAST & EASY loan.

  1. Complete Loan Application
  2. Income Documentation
    • Hourly or salaried
      • W-2's for last 2 years
      • Current pay stubs covering most recent 30 days
    • Self-employed
      • Most recent 2 years personal tax returns
      • Most recent 2 years corporate or partnership tax returns
      • Year to Date Profit and Loss
    • Retired
      • Original social security awards letter or pension awards letter
      • 1099's for the last 2 years

         
  3. Other Income
    • Child support, alimony, separate maintenance or not receivable
      • Copy of divorce decree, if applicable
      • Evidence of 3 years remaining on agreement
      • Copy of note, if applicable

         
  4. Assets
    • Bank accounts
      • 2 most recent statements for all checking, savings, money market or other asset accounts.

         
  5. Additional Documents Required if VA loan
    • A copy of the Veteran's DD-214
    • Original certificate of eligibility
    • If active duty, statement of service letter, and DD 1747 from housing office

       
  6. Other Documentation
    • Proof of social security number for each applicant. (A copy of your social security card, or computer generated paystub)

 

Call (970)683-4540 for more information.
 

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