First Reserve Account
A First Reserve account is one of our overdraft protection services. It is a line of credit attached to your checking account.
How does it work?
The First Reserve monitors your checking account balance. If you overdraw your account it will loan you money in multiples of $100.00 to cover the overdraw, up to your First Reserve limit. On your next statement cycle the First Reserve will automatically withdraw your payment and credit it toward the First Reserve line of credit. A First Reserve account is a special type of loan; interest will accrue and be added to any outstanding balance.
How do I apply for this convenient service?
Just visit the FNBR® office nearest you and talk with a friendly loan officer. They will gladly help you complete the short application.