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Our People

Peter Y. Waller
Chairman, President & CEO

"Let's roll up our sleeves, get to work and make it happen."

Growing up in Florida, Pete Waller knew he wanted to be an entrepreneur. The only question was which business he would choose. In his 20s Pete took his first banking job at Exchange National Bank...more


Kevin Cochran
Executive Vice President & CFO

"We constantly strive to live up to the commitment of our slogan: Your Bank"

Kevin Cochran came to FNBR in 2002 from his position as Executive Vice President at Minnequa Bank in Pueblo. Kevin has more than 30 years of banking experience, but says he found the perfect fit at FNBR...more


Todd Young
Senior Vice President, Retail Banking

"FNBR's individual customer focus and service philosophy are right in line with mine."

Todd Young migrated from Tennessee to First National Bank of the Rockies in Meeker in January 2004 as a Vice President and Commercial Lender. His aptitude and desire to work hard on behalf of customers lead to his promotion in November 2004 as Manager of FNBR's Craig office. After taking a break from banking in 2007, he returned in 2009 to manage FNBR's Meeker office. In 2010 he became Senior Vice President, overseeing the retail banking operations of FNBR's Northern Region....more


Greg Dixson
Executive Vice President & CCA

"I'm proud to be part of a bank that constantly finds new ways to provide convenient banking to customers.""

Greg Dixson joined FNBR's Steamboat Springs office in June 2005 and is now Executive Vice President & Chief of Credit Administration, managing the credit practices for all FNBR locations....more


Bruce Penny
Senior Vice President, Commercial Lending

"We have an open-door policy, every day, any time."

A western Colorado native, Bruce Penny joined the FNBR team in 1999, after a 13-year career in commercial lending. Now, as Senior Vice President of Commercial Lending, Bruce continues to work with commercial customers...more


Lenora Smuts
Bank Manager, Rangely

"FNBR makes community involvement a priority and I value that."

After seven years as a loan officer at FNBR, Lenora Smuts proved that she was the right person to lead the Rangely office, and was promoted to Manager in March, 2005...more


Anthony Ramirez
Bank Manager, Orchard Mesa, Grand Junction

“My goal is ensure that our service exceeds customer expectations”

Anthony Ramirez has a passion for customer service and has spent the last 15 years mastering his skills.  He is bilingual and places high value on listening to his customers, understanding their needs and recommending the best products and services...more


 Dave Maddox
David Maddox
Bank Manager, Horizon Drive, Grand Junction

“FNBR understands what people want from their bank. Our mission, every day, is to meet that need.”

A native of Grand Junction, Dave Maddox graduated from Grand Junction High School, then when on to complete his education at the University of Northern Colorado with a Bachelor of Arts degree in Social Science. He then taught and coached at GJHS for one year before receiving his commission in the United States Air Force....more


Traci Day
Bank Manager, Hayden 

"We know our customers and understand their needs in a way that allows us to serve them in a uniquely personal manner. No one is a stranger to us."

A native of Hayden, Traci is well known in the community she continues to call her home town. As Bank Manager of FNBR’s Hayden office, she appreciates working for a bank that gives her the independence to serve the people she knows in her own personal way... more


Bob Kauffmann
Bank Manager, Steamboat Springs & Oak Creek 

"FNBR is always looking to increase efficiencies and provide the latest in technological advances."

Bob Kauffmann moved with his family to western Colorado from the Front Range in 2002 to start as loan officer with FNBR's Hayden office. When the bank decided to open up an office in Steamboat Springs in 2004, Bob's name rose to the top as the person to lead it...more


David Wilson
Bank Manager, Meeker

"We believe in our customers, they are the reason for our work"

As a Colorado native born in Cortez, CO and raised on a pinto bean, wheat and alfalfa farm in Southwest Colorado David has a longtime understanding of agriculture in Colorado.  David graduated from Colorado State University...more


Candy Palo
Bank Manager, Redlands

"I enjoy meeting people and making FNBR 'Your Bank'."

Customer service is Candy’s top priority and she enjoys building banking relationships with our customers, making them feel a part of our FNBR family...more



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